What is a Financial Plan?
Our planning process has been designed to help you create a living plan. We deliver personalized advice that goes beyond numbers. We will meet with you to discuss your goals and concerns and learn about your current financial complexities to develop, recommend and implement strategies to meet those goals. As life and family circumstances change, we will periodically review these strategies and present you with all relevant scenarios before making any adjustments to your plan.
We will help you achieve financial well-being by effectively developing a customized plan that addresses these six major areas of your financial life. It is vital that we start with a complete picture of your total wealth from the start. Every decision made in any one of these areas may highlight opportunities or present challenges. Only when your financial needs are truly interconnected and synchronized, can you be confident that you are maximizing your potential and achieving true financial well-being.
What Services Do You Provide?
We provide a personalized IG Living Plan™ which is assembled using the best combination of strategies and tools at the right time. As your financial situation evolves, we make the necessary changes to keep you on track.
Our team of experts looks at the six areas of your financial life, to provide you with the most tax-efficient strategies for all your long- and short-term investment and estate planning needs. These areas are:
- Optimizing your retirement
- Planning for major expenditures
- Maximizing your business success
- Preparing for the unexpected
- Managing cash flow efficiently
- Sharing your wealth
What Type of Clients Do You Typically Serve?
We typically work with affluent Canadians who are growing their families or preparing for retirement. We also work closely with business owners and professionals to help them make informed decisions about strategies that can help them minimize tax, protect their future and their employees, and enhance their success. We also work with divorcees and widowers.
Will I Get Better Results by Working with an Advisor?
Our job is to help you manage and protect your money so that it can grow more securely and last longer. The advice we provide is intended to balance all your financial efforts and get them working together. And the evidence shows it works. Canadians who work with a consultant see returns that are 1.7 to 3.9 times higher than people who manage their own money.
(Source: Difference in household financial assets attributable to financial advice. Center for Inter University Research and Analysis of Organizations, 2016.)
As your IG Private Wealth Management Consultant, I have access to advanced financial planning experts and wealth planning specialists. Each member of our team of accountants, tax and estate lawyers, pension experts, insurance specialists and more, have the credentials, depth of knowledge and experience required to help address the most complex of situations and allow you to move forward with confidence.
How is My Consultant Compensated?
As your Consultant, I am paid on any investments made in your personalized plan, such as insurance and investment products, and may also receive a portion of the dealer charged advisory fee. In addition, I may be eligible for additional compensation, such as bonuses, non-monetary benefits, and referral fees for products authorized by IG Private Wealth Management, including banking services and mortgage products. Full Disclosure will be discussed one on one, and the information will be provided in the Account Agreements, Relationship Disclosure & Other Information booklet.
Please see the About Fees page for more information.
Why Should I Work with IG Private Wealth Management?
We are committed to putting the best interests and financial needs of your family at the heart of everything we do, every day. Your financial well-being and peace of mind are our ultimate goals. We will continually earn your trust by helping you best achieve your goals and dreams, through all of life’s ups and downs. We will be transparent with our fees and provide you with ongoing updates tracking your progress towards your goals. We believe in integrity, loyalty, innovation and collaboration.
Please see this page for more information about our commitment to you.
How Do I Know If I Need Financial Advice?
Nearly everyone can benefit from working with a professional financial planner or consultant. An advisor can help you prepare for the changes in your life in a way that is proactive, not reactive. We work with you to develop a living plan to help:
- Create peace of mind by reducing your concerns and simplifying your financial picture
- Build your savings for education, retirement, and other charitable or legacy gifts
- Navigate critical financial events
- Deliver tax-efficient strategies across all aspects that improve your financial position
- Proactively adjust your plan as opportunities are identified
What Are Your Qualifications?
As CERTIFIED FINANCIAL PLANNER (CFP®) professionals, we help coordinate all the elements of your financial life into a complete IG Living Plan for you and your family.
It is not easy to become a CFP® professional. We have completed extensive training requirements and are held to rigorous ethical standards. As part of the CFP® certification, CFP® professionals also have made a commitment to CFP Board to act as a fiduciary when providing financial advice to a client. You can read more about the CFP® certification here.
As your IG Private Wealth Management Consultant, I also have access to advanced financial planning experts and wealth planning specialists. Each member of our team of accountants, tax and estate lawyers, pension experts, insurance specialists and more, have the credentials, depth of knowledge and experience required to help address the most complex of situations and allow you to move forward with confidence.